What Buyers Say They Need Most (And How the Market’s Responding)

Written by Orlando Mortgage Syndicated User on October 2, 2025. Posted in Affordability, First-Time Buyers, For Buyers, Home Prices, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme. They want affordability to improve, specifically prices and rates (see below):Here’s the good news. While the broader economy may still feel uncertain, there are signs the housing market is showing some changes in both of those areas. Let’s break it down so you know what you’re working with.Prices Are ModeratingOver the past few years, home prices climbed fast, sometimes so fast it left many buyers feeling shut out. But...

Why Now May Be a Key 2025 Moment To Sell Your House

Written by Orlando Mortgage Syndicated User on September 18, 2025. Posted in For Sellers, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage, Selling Tips.

Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of September last year.If you’ve been waiting to sell, or your listing recently expired because the market was slower than you hoped it would be, now’s the time to reconsider your move. Buyer demand is the highest it’s been since July – and you don’t want to miss this...

What a Fed Rate Cut Could Mean for Mortgage Rates

Written by Orlando Mortgage Syndicated User on September 16, 2025. Posted in Affordability, Economy, For Buyers, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion.The Fed Doesn’t Directly Set Mortgage RatesRight now, all eyes are on the Fed. Most economists expect they’ll cut the Federal Funds Rate at their mid-September meeting to try to head off a potential recession.According to the CME FedWatch Tool, markets are already betting on it. There’s virtually a 100% chance of a September cut. And based on what we know now, there’s about a 92% chance it’ll be a...

Mortgage Rates Just Saw Their Biggest Drop in a Year

Written by Orlando Mortgage Syndicated User on September 11, 2025. Posted in Affordability, Economy, First-Time Buyers, For Buyers, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year.What Sparked the Drop?According to Mortgage News Daily, this was a reaction to the August jobs report, which came out weaker-than-expected for a second month in a row. That sent signals across the financial markets, and then mortgage rates came down as a result.Basically, we’re seeing signs the economy...

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

Written by Orlando Mortgage Syndicated User on August 15, 2025. Posted in For Buyers, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%).While that may not sound like a big deal, pretty much every buyer has been waiting for rates to fall. And even a seemingly small drop like this reignites the hope we’re finally going to see rates trending down. But what’s realistic to expect?According to the latest forecasts, rates aren’t expected to fall dramatically...

3 Advantages of Buying a Newly Built Home Today

Written by Orlando Mortgage Syndicated User on August 6, 2025. Posted in Affordability, Buying Tips, For Buyers, Infographics, Mortgage Rates, New Construction, Orlando Florida Mortgage, Orlando Mortgage.

Some HighlightsPrices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes.There are more available. Builders are more flexible on prices right now. And people who buy new homes tend to get lower rates in this market thanks to the incentives builders can offer.Connect with an agent if you want to see the new builds available in and around your area.

Housing Market Forecasts for the Rest of 2025

Written by Orlando Mortgage Syndicated User on July 25, 2025. Posted in For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you.Will Home Prices Fall?Many buyers are hoping home prices will come down soon. And recent headlines about prices dipping in some areas are making some people believe it’s just a matter of time before there’s a bigger drop. But here are the facts.While home price growth is slowing down, that doesn’t mean we’re headed for a crash. As...

The Latest Mortgage Rate Forecasts

Written by Orlando Mortgage Syndicated User on July 23, 2025. Posted in For Buyers, For Sellers, Forecasts, Infographics, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

Some HighlightsIf you’re tempted to delay your move in hope that mortgage rates will come down, you may want to rethink that strategy based on the latest forecast.Experts say mortgage rates are projected to stay in the 6s this year. So don’t expect a big drop.If you want to talk about what this means for your move, connect with a real estate agent. As forecasts change, having an expert who can keep you updated is essential.

Why a Newly Built Home Might Be the Move Right Now

Written by Orlando Mortgage Syndicated User on July 18, 2025. Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates, Move-Up, New Construction, Orlando Florida Mortgage, Orlando Mortgage, Rent vs. Buy.

Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why.There are more brand-new homes available right now than there were even just a few months ago. According to the most recent data from the Census and the National Association of Realtors (NAR), roughly 1 in 5 homes for sale right now is new construction. So, if you’re not looking at newly built homes, you’re missing out on a big portion of what’s...

Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

Written by Orlando Mortgage Syndicated User on July 17, 2025. Posted in First-Time Buyers, For Buyers, For Sellers, Mortgage Rates, Orlando Florida Mortgage, Orlando Mortgage.

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown signs of stabilizing in recent months. And that may finally make it a bit easier to plan your move.Mortgage Rates Have Stabilized – For NowOver the past year, mortgage rates have had their share of ups and downs, making it tough for buyers to know what to expect. But recently, rates...

Category: Mortgage Rates